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AI agent pricing in 2026: credits, seats and per-resolution fees explained

Three tactile ceramic vessels representing a stack of usage tokens, a row of seat markers and a resolved ticket, balanced around an unmarked cost ledger.

AI agent pricing falls into six patterns: per user per month with a credit tier, credits, tasks or actions, per resolution, flat subscriptions with usage limits, and enterprise platform fees. OpenAssistant uses the first one: a price per user per month that includes a monthly credit allowance, plus a free Starter plan. Before you compare any two prices, find out what the unit is (a seat, a credit, a task, a resolution), what one unit buys, and what happens when you run out. Every price below comes from the vendor’s own page and can change.

Pattern 1: per user per month with a credit tier (OpenAssistant)

You pay a flat price for each person, and each person gets a monthly credit allowance. OpenAssistant works this way. Pro is $72 per user per month billed monthly, or $60 on the annual toggle. Team is $120 monthly or $100 annual. Both prices are for the 5,000-credit tier (OpenAssistant pricing; per-user pricing confirmed by 3Gen).

The details that decide what you really pay:

Where a competitor does better: OpenAssistant is a general work assistant, not a support-desk product. If your job is resolving customer tickets, a per-resolution price (Pattern 4) tells you the cost of each solved ticket in advance, which a credit price does not.

Pattern 2: credits

Credits are a shared currency that different actions consume at different rates. The vendor sets the exchange rate, so the same number of credits can buy very different amounts of work.

Pattern 3: tasks, actions and executions

Automation platforms that added AI agents often kept their old unit. You pay per task, activity, action or workflow run, and the AI step may count for more than one.

Pattern 4: per resolution or per outcome

Support agents often charge only when the agent finishes the job. The bill tracks results, but you need to know what counts as one.

For a deeper look at the support tools themselves, see best AI customer support agents.

Pattern 5: flat subscriptions with usage limits

Chat-style agents usually sit inside a monthly subscription. The price is flat, and the limit is a usage allowance the vendor rarely states in numbers.

For free tiers across these products, see best free AI agents. For coding tools, see AI coding agent pricing.

Pattern 6: enterprise platform fees

Large platforms combine a licence, a consumption meter and a cloud account. These prices are for building and running agents, not for one person’s assistant.

For builder platforms side by side, see best AI agent builders.

Published prices in one table

Listed by pricing pattern, not ranked. Prices are USD unless noted, and each product name links to the page the figures come from. OpenAssistant rows are per user per month (per-user pricing confirmed by 3Gen).

Product Unit Published price
OpenAssistant Starter Credits Free: 1,000 credits at signup, then 100 bonus a day once used up, up to 1,000 a month
OpenAssistant Pro Per user, 5,000 credits $72 monthly or $60 annual per user per month
OpenAssistant Team Per user, 5,000 credits $120 monthly or $100 annual per user per month
Lindy Team Credits Selected 5,000-credit tier $49.99 a month; lower public listings differ
Make Core Credits $16 monthly or $12 annual at 10,000 credits
Manus Credits $20, $40 or $200 a month (4,000, 8,000 or 40,000 credits)
Zapier Agents Pro Activities $400 billed annually for 1,500 activities a month
Zapier Professional Tasks From $19.99 a month
n8n Starter Executions 20 EUR a month billed annually for 2.5K executions
Relevance AI Pro Actions $19 annual or $29 monthly for 2,500 Actions a month
Intercom Fin Outcome $0.99 per service resolution; 50-outcome monthly minimum (about $49.50)
Zendesk AI agents Resolution $1.50 committed or $2.00 pay-as-you-go; Support Team seat $19 yearly or $25 monthly
ChatGPT Plus Subscription $20 a month; Pro from $100
Claude Pro Subscription $17 a month annual or $20 monthly; Max from $100
Perplexity Pro and Max Subscription Pro $17 billed annually; Max $167 billed annually or $200 monthly
Genspark Plus Subscription with credits $24.99 monthly or $19.99 annual
Agentforce Flex Credits or conversation $500 per 100,000 credits; $2 per conversation
Copilot Studio Credit pack $200 per month for 25,000 credits

Worked example: a 10-person team

All figures come from the published prices above. The arithmetic shows list prices only, and the products do not include the same things, so this is a way to see the shape of each bill, not a verdict on value.

A. Ten people each get an assistant or chat agent, per month

Plan Per seat Arithmetic Monthly total
OpenAssistant Pro, monthly billing $72 10 x $72 $720
OpenAssistant Pro, annual toggle $60 10 x $60 $600
OpenAssistant Team, monthly billing $120 10 x $120 $1,200
OpenAssistant Team, annual toggle $100 10 x $100 $1,000
ChatGPT Business standard, annual $20 10 x $20 $200
ChatGPT Business standard, monthly $25 10 x $25 $250
Claude Team standard, annual $20 10 x $20 $200
Claude Team premium, monthly $125 10 x $125 $1,250
Perplexity Enterprise Pro, from $40 10 x $40 $400
Genspark Team, annual $35 10 x $35 $350

The OpenAssistant rows rest on (OpenAssistant pricing; per-user pricing confirmed by 3Gen). Each OpenAssistant seat includes 5,000 credits a month, so ten Pro seats hold 10 x 5,000 = 50,000 credits, and unused plan credits do not roll over. At 10 to 50 credits for a simple task, 5,000 credits cover 5,000 / 50 = 100 to 5,000 / 10 = 500 simple tasks per person per month. Annual-toggle totals over a year: Pro 10 x $60 x 12 = $7,200 and Team 10 x $100 x 12 = $12,000. The vendor describes Pro as meant for individual users and small startup teams and Team for larger organizations (pricing details). Perplexity’s $40 is the “starts at” Enterprise Pro seat price in its plan comparison help article , and the Genspark and ChatGPT figures come from the pages linked above. The seat rows buy different things: a credit allowance in one case, a usage allowance the vendor does not number in the others.

B. A 10-agent support team with 200 AI resolutions in a month

Option Arithmetic Monthly cost
Fin on an existing helpdesk 200 x $0.99 $198 (above the 50-outcome minimum; see note)
Zendesk Support Team, committed rate Seats 10 x $19 = $190; included 10 x 5 = 50; paid (200 - 50) x $1.50 = $225; total $190 + $225 $415
Zendesk Support Team, pay-as-you-go Seats $190; paid 150 x $2.00 = $300; total $190 + $300 $490
Agentforce conversations 200 x $2 $400

Notes: Zendesk seats use the yearly price; at the $25 monthly price the seat line is 10 x $25 = $250. The Zendesk allowance and the $1.50 and $2.00 rates come from the pricing page, and the help center says tier dollar values are not shown there. Fin’s page does not spell out whether the first 50 outcomes inside the 50-outcome minimum are billed separately from the rest, so $198 is the per-outcome figure alone. Agentforce is priced for customer-facing agents by Flex Credits or Conversations, not by the $125 add-on. For action-based billing, 1,000 Agentforce actions use 1,000 x 20 = 20,000 Flex Credits, which is 20,000 / 100,000 x $500 = $100 (Fin pricing, Zendesk pricing, Agentforce pricing).

C. Credit packs translated into actions (Copilot Studio)

One pack is $200 for 25,000 credits. At 5 credits per agent action that is 25,000 / 5 = 5,000 actions, or $200 / 5,000 = $0.04 each. At 2 credits per generative answer it is 25,000 / 2 = 12,500 answers, or $200 / 12,500 = $0.016 each (Copilot Studio pricing, credit rates).

Questions to ask about the bill

  1. What is the billing unit, and what does one unit buy for my kind of work? (A credit can be 2 or 250 credits of work.)
  2. Who counts as a user? Does an invited but inactive person get billed?
  3. Do unused credits or allowances roll over, and do top-ups behave differently?
  4. What happens at the limit: does the agent pause, stop, or bill overage at a higher rate?
  5. Do model choice, tool calls or voice change how many units a step uses?
  6. What counts as a resolution or outcome, who verifies it, and what is refunded?
  7. Are there minimums, seat requirements or a separate cloud account?
  8. Which billing view is the price shown for, annual or monthly, and which usage limits apply to the plan?

Hidden-cost traps the vendor pages record

Frequently asked questions

How do AI agents charge for usage?

Six ways appear on the pages we read: a price per user with a credit allowance, credits, tasks or actions, per resolution or outcome, flat subscriptions with usage limits, and enterprise platform fees that combine licences with consumption meters. Many products mix two, such as Zendesk (seats plus resolutions) and Genspark (subscription plus credits).

Is there a free plan for an AI agent?

Several vendors publish one. OpenAssistant Starter gives 1,000 credits at signup and 100 bonus credits a day once used up, up to 1,000 a month. Lindy’s free credits last 7 days, Zapier Agents Free is 400 activities a month, and Make Free is 1,000 credits a month. See best free AI agents for the full list.

Is per-seat or per-resolution pricing cheaper?

It depends on volume and the job. In the worked example above, 200 AI resolutions cost $198 at Fin’s per-outcome rate, while ten OpenAssistant Pro seats cost $600 to $720 a month (per-user pricing confirmed by 3Gen). Those two do different jobs: one resolves support tickets and the other is a general assistant for ten people. Compare cost for the job you need, not the headline unit.

Do unused credits roll over?

Usually not on the plan allowance. OpenAssistant, Lindy, Make, Copilot Studio and Relevance AI plan allowances reset or expire, while Manus add-on credits and OpenAssistant top-ups do not expire while the subscription is active. Check the specific rule for the plan you buy.

Try OpenAssistant

If you want an assistant that acts across email, text, phone calls and Slack for a flat per-user price, OpenAssistant has a free Starter plan with no card required. See the current plans and check the credit mechanics against your own workload before you pay for seats.